Services Offered

Trusted insurance solutions

Twelve lines of cover from a Zimbabwean underwriter registered by IPEC, trading since 2011.

12 lines of cover
14+ years experience
6 offices across Zimbabwe
4.9/5 client rating
Flagship covers

The three lines we lead with

Flagship 01

Agriculture

The Farmers Comprehensive Policy: one policy for the Zimbabwean farmer, covering farm buildings and contents through livestock, crops, money and public liability.

Included covers
  • House owners
  • Householders
  • Livestock
  • Crops
  • Personal accident
  • Fire and allied perils
  • Public liability
  • Goods in transit
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Flagship 02

Motor insurance

From the compulsory Road Traffic Act cover to Full Third Party, Fire and Theft, and Comprehensive cover for your own vehicle, with fleet options from 15 vehicles.

Included covers
  • RTA third party
  • Full third party
  • Fire and theft
  • Comprehensive
  • Motor fleet
  • Motor traders
  • Excess buy back
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Flagship 03

Bonds & guarantees

Surety and guarantee instruments that protect against default on construction contracts, duty and customs obligations, and goods in bond.

Included covers
  • Advance payment
  • Performance
  • Bid
  • Retention in lieu
  • ZIMRA
  • Agents
  • ATIP
  • RIT and RIB
  • Warehouse
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The other nine lines

Open a line to see exactly what it carries.

Cover for plant, machinery and construction works, and the third party liability that comes with them.

Included covers
  • Machinery breakdown
  • Loss of profits
  • Plant all risks
  • Contractors all risk
  • Erection all risks

Hail and wind cover that indemnifies per hectare for crop damage, plus Field to Floor cover from after harvest until delivery to the contractor or sales floor.

Included covers
  • Hail and wind
  • Field to floor

Combined covers for the home and the trading business, from domestic all risks to money, burglary, glass, public liability and consequential loss.

Included covers
  • Domestic combined
  • Business combined
  • Assets all risks
  • Office comprehensive

Goods moving over water, rail, road and air, including cross border cargo, with an all risks extension for loading, offloading and temporary storage.

Included covers
  • Marine hull
  • Marine cargo
  • Goods in transit

Householders cover for goods and personal effects, indemnity for professional mistakes, liability to patrons, and group personal accident as an employee benefit.

Included covers
  • Householders
  • Professional indemnity
  • Public liability
  • Group personal accident

Liability covers for carriers, environmental impairment, directors and officers, products, employers and umbrella programs.

Included covers
  • Carriers
  • Environmental
  • Directors and officers
  • Product
  • Employers
  • Umbrella

24/7 travel assistance with cover for sickness and personal accident, including trip cancellation and curtailment, Covid-19, baggage, legal assistance and repatriation.

Included covers
  • 24/7 assistance
  • Trip cancellation
  • Baggage
  • Repatriation

A school fees guarantee that keeps a child learning if the fee payer dies or is permanently disabled, with the sum insured set to the fees remaining to the next milestone.

Included covers
  • Primary to Grade 7
  • Secondary to Form 6
  • Simplified claims

A telematics led fleet product that helps manage driver behaviour to cut loss ratios, with usage based premiums tied to your risk profile and real time vehicle, driver and cargo status on one platform.

Included covers
  • Telematics
  • Usage based premiums
  • Predictive analytics

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